Homeowners who had temporary or trial agreements to modify their mortgages under the Federal home affordable modification program also known as HAMP can sue for breach of contract of the modifications denied and they may even have a consumer fraud claim so long as they complied with or met with the terms set forth in the trial.
This is an overwhelming win. Our office has heard many stories from people who sought modifications and enrolled in a trial program but in the end were just throwing good money after bad. It is our opinion that the mortgage companies and financial institutions have engaged in consumer fraud. If you have been cheated out of a mortgage modification after having a trial, where you made all payments properly, please feel free to call us for help.
Contact us today to review your rights with a NJ Foreclosure or NJ Bankruptcy attorney. Call for your free consultation 800-709-1131.