In order to qualify for Social Security Disability Insurance (SSDI), your date last insured plays a major factor into whether you qualify for the benefits program. Date last insured (DLI) refers to the last date you are eligible to receive SSDI. In order to “insured” for Social Security purposes, you must pass the “recent work test.” This means that you need to have worked the past 5 out of 10 years. More specifically, you must have worked 20 of the last 40 quarters. (To see discussion of quarters, refer to our prior blog post)
It is important to not too long to apply for Social Security Disability. If you do not pass that work test, then you must prove that you became disabled before your date last insured. This can be difficult unless you have precise medical record from your doctors.
If you believe you are disabled but are unsure about your Date Last Insured, it is imperative that you contact a Social Security Disability Attorney who can help you. You can always go back to work if you improve but you will not always be eligible for benefits. Contact our office to discuss your Social Security Disability case. Call today 800-709-1131