How to File a Workers’ Compensation Claim in New Jersey: A Step-by-Step Guide
If you’ve been injured on the job, filing a Workers’ Compensation claim may be the most important step you take to protect your health, income, and future. But without proper guidance, even small mistakes can jeopardize your right to benefits. At Simon Law Group LLC we help injured workers navigate the complex claim process to ensure they receive the medical care and financial support they deserve.
Here’s what you need to know to give your claim the best chance of success:
- Report Your Injury Immediately
New Jersey law requires that work-related injuries be reported to your employer within 90 days. However, the sooner you report your injury, the stronger your claim. Delays can raise doubts and lead to unnecessary denials. Make sure to notify your employer in writing and keep a copy for your records.
- Seek Medical Treatment from an Approved Provider
Unless it’s an emergency, you must see a doctor authorized by your employer’s Workers’ Compensation insurance carrier. Visiting an outside doctor could jeopardize your right to coverage. While the employer’s chosen doctor must follow professional ethical standards, it’s critical to clearly explain how, when, and where your injury occurred.
Also, keep copies of all medical records and bills—they will play a key role in supporting your case.
- Follow Up on the Status of Your Claim
Your employer or their insurance carrier must file a First Report of Injury with the New Jersey Division of Workers’ Compensation within 21 days of your report. It's your right to stay informed—ask for a copy or check with the Division if you’re unsure of the claim’s status.
- Receive Benefits—or Call an Attorney
Once the claim is reviewed, the insurance company will decide whether to approve or deny it. If approved, you should begin receiving wage replacement and coverage for medical treatment.
If your claim is denied, don’t panic—but don’t delay. This is the time to speak with an experienced Workers’ Compensation attorney who can help you protect your rights and secure the benefits you’re owed.
- File a Formal Claim Petition
If your employer refuses to provide benefits, your attorney can file a formal Claim Petition with the Division of Workers’ Compensation. This allows your case to be heard before a Judge of Compensation.
Your attorney will help collect medical records, schedule evaluations, and build the strongest case possible. Often, a favorable settlement can be reached before a hearing, but if not, your case will be presented in court.
Important: You have only two years from the date of injury—or from the date of your last benefit payment—to file a Claim Petition. This deadline does not pause if you request an informal hearing first.
Don’t Go Through It Alone
The Workers’ Compensation process can be frustrating and overwhelming—especially when you’re already dealing with pain and missed work. Let our experienced attorneys at Simon Law Group handle the legal side while you focus on healing. We’ll fight to get you the care and compensation you deserve.
📞 Contact us today 800-709-1131 for a free consultation.
