Legal landscape note: This article was originally published in 2015 and describes the law as it stood at that time. New Jersey law changes frequently.
New Jersey Employer Learns Hard Lesson in Failing to Have Workers' Compensation Insurance
By Michael Gorny, Esq., a New Jersey Workers' Compensation Lawyer
You were hurt at work, you asked about medical treatment and lost wages, and then came the second blow: your employer never carried workers' compensation insurance. It is not common, but it happens -- and it leaves you without the coverage New Jersey state law entitles you to. Sometimes these employers try to sweep their actions under the rug and pay off their injured workers so as to avoid the consequences of not having insurance. Other times, the worker has no choice but to file a claim with the State’s uninsured program. In either scenario, any worker who is injured on the job should consult with an attorney with knowledge of New Jersey’s unique workers’ compensation system, to make sure their rights are protected immediately.