Workplace Injury - Q & A
By Lydia Rich
What should I do if I’m injured on the job?
All employers have workers compensation coverage to protect you, it makes certain that you get your medical bills paid and that you salary continues until you return to work. Finally the insurance provides additional money to compensate injured workers when treatment is through and after you are able to return to work. If you are injured on the job take the following steps:
- Report the injury to your employer. Employers are required to fill out a state form called a “First Report of Injury”.
- Fill out an incident report if your employer has one. If not, write down everything you can remember. Be specific about the locations of where it happened along with the names of anybody that was there when it happened.
- Go for medical treatment immediately and provide the Doctor with a detailed accounting as to what happened.
- Contact a Workers’ Compensation attorney that focuses on this area of the law. Contact 800-709-1131 for your free consultation
What determines if I have a workers’ compensation claim?
- If you have been injured in any way in an accident that occurred at your workplace or while working for the benefit of your employer, you probably have a claim.
Why would I contact an attorney after being injured on the job?
For three main reasons
- To make certain you are getting the proper medical treatment from quality medical professionals and not being short changed.
- To ensure that your salary/wages are being continued even if you are not able to go back to work.
- To ensure that you a provided additional money to compensate you for the injury. Keep in mind the residual effects of an injury can last a lifetime and haunt you as you get older.
When do I contact an attorney after being injured at work?
Right away is always a good idea but in no case should hiring a lawyer be an interference with getting the proper medical treatment that you need. Meaning, don’t cancel a medical appointment to see your lawyer. The Simon Law Group is flexible and can meet you after normal working hours if you need us to. Make sure you are doing all you can to get better. IN NO CASE SHOULD YOU TALK TO AN INSURANCE ADJUSTER ABOU FINAL SETTLEMENT WITOUT A LAWYER. If you are having problems with your medical treatment contact us immediately so that we can help you. Call 800-709-1131 for your free consultation.
Also it is good to have a guide to help protect you from job loss, opportunity loss and a future with your employers. People that don’t find representations usually get noticed as people that are unknowledgeable and dispensable.
Am I suing my employer by filing for workers’ compensation?
No. Workers compensation is a benefit that you are entitled to. A claim petition is filed and a Department of Labor Judge presides of a hearing to ensure that the insurance company is fair in what they pay you, for you it is 99% of the time. It takes two short doctors’ visits, and one short visit to a Workers’ Compensation office, and the Attorney does all of the work.
Will I get fired if I file for workers’ compensation?
ABSOLUTELY NOT! There are even laws that prohibit retaliation as a result of workers compensation matters.
Do most people file a workers’ compensation claim or as long as they are paying for the medical bills, I should leave it alone?
Medical bills are only a small part of what you are entitled to. The residual effects of an injury can usually last a life time and haunt you as you get older. NJWorkers’ Compensation is an effort to give you money to compensate you for those residual effects that WILL affect you as you age. Not getting a lawyer means that you are cheating yourself out of possibly tens of thousands of dollars and in some cases hundreds of thousands of dollars.
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